If you work for a salary, it simply means that you have less money to pay your bills. If you are self-employed, you need to work harder, find more customers and get in more jobs. But as everyone is trying to save where they can, you might find that it's easier said than done. Whether you are a small business owner, or a salaried worker - it doesn't matter. Most of us can do with some extra money, don't we?
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